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Opening an account in Santander Bank Polska (Poland)

Opening an account in Santander Bank Polska (Poland)
  • Price:from 1000 eur
  • Term:from 10 days
About bank

Santander Bank Polska SA is a universal Polish bank, part of the global financial group Banco Santander. It was founded in 2001 under the former name Bank Zachodni WBK. In 2010, the Spanish Santander bought a controlling stake in the bank.

The bank has a presence almost all over the world and is one of the largest in the world. Santander Bank services are used by more than 146 million clients from all over the world.

Polish Santander offers a full range of banking services: personal corporate accounts, loans, deposits, investment funds, brokerage services, insurance, leasing and factoring.

The bank has a high level of liquidity, secrecy and is rated as stable by Fitch and Moody's rating agencies.

Name
Santander Bank Polska
Category
Operational
Opening date
from 10 days
Price
from 1000 eur
Bank Features
  • Visa, Mastercard payment cards are provided;
  • there are reduced commissions for keeping a high balance of funds on accounts;
  • accounts are available in the following currencies: PLN, EUR, USD, GBP, CHF, NOK, SEK, DKK, CZK;
  • employees speak English, German, Spanish and Polish;
  • a hotline and online banking in Ukrainian is available for Ukrainians;
  • works with SORBNET, SWIFT and SEPA fast payment systems.
Who are the accounts for?

Santander Bank Polska opens accounts for individual clients, as well as companies of varying complexity, structure and residency.

Non-resident individuals must have a PESEL tax number and a Residence Card, and companies must have a real connection with Poland (office, warehouse, contractors, suppliers, etc.).

Account types

Current, investment, deposit accounts.

Bank rates
Account opening:
personal
without commission
corporate for residents
50 PLN
corporate for non-residents
80 PLN
Contributions:
minimum balance
no
down payment
no
Account service:
personal
0-30 PLN/month
corporate
25-150 PLN/month
...
Depends on the account balance.
corporate for corporations
120 PLN/month
Bank visit

To open an account at Santander Bank Polska, a personal visit to a bank branch in Poland is required. Remote account opening options are available only to Polish citizens.

Account opening procedure
1
Getting to know the client and his business
2
Collection and preparation of documents
3
Personal visit to the bank
4
Signing bank forms
5
Positive response from the bank
6
Gaining access to the account

Please note that according to international account opening standards, each financial institution is required to adhere to the KYC procedure, therefore, the bank will require documents and data confirming identity, business and wealth for identification.

Also, a financial institution may, based on its internal rules, refuse to cooperate without giving reasons. In order to avoid such negative consequences, please contact specialized lawyers for preliminary advice on opening foreign accounts, and we will tell you all the nuances of how to open an account at a Polish bank - Santander Bank PL.

Popular questions
What types of accounts does Santander Bank (Poland) open?

Santander opens current, investment and deposit accounts.

For assistance in opening an account, preparing documents and completing the compliance procedure, leave a request on our website and we will contact you immediately.

What is the term for opening an account at Santander Bank (Poland)?
The opening period varies depending on the complexity of the client and the type of account, on average - from 10 days.
Is it possible to open an account with Santander Bank (Poland) online?
Santander Bank Polska requests a personal visit of the client for identification. Non-residents need to visit Poland.
What documents are required to open an account with Santander Bank Polska?
To open an account with Santander Bank Polska, you will need to provide proof of identity, proof of address, and company documents if you are opening a corporate account.
What services does Santander Bank Polska provide for businesses?
Santander Bank Polska offers a wide range of services for businesses, including account management, credit lines, international payments and merchant services.
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